Yes, there are specialist Lenders we can use who can provide a home loan to someone who has current credit issues or difficulty in the past with their credit rating.

Although the interest rate for specialist loans have a margin above standard bank rates, we will keep in touch with you and maybe even after a short period of 12 months, with good conduct we can look then at refinancing you back to a standard Bank home loan. This is a far better option than waiting for sometimes up to 5 years for your credit rating to be cleared up before purchasing a home.